[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lucasa.cz\/pujcit-si-lze-na-leccos\/#Article","mainEntityOfPage":"https:\/\/www.lucasa.cz\/pujcit-si-lze-na-leccos\/","headline":"P\u016fj\u010dit si lze na leccos","name":"P\u016fj\u010dit si lze na leccos","description":"Kdy\u017e chce \u010dlov\u011bk bydlet, a to nikoliv n\u011bkde v n\u00e1jmu, co\u017e je rok od roku a n\u011bkdy i m\u011bs\u00edc od m\u011bs\u00edce dra\u017e\u0161\u00ed a dra\u017e\u0161\u00ed, sh\u00e1n\u00ed logicky pen\u00edze na koupi n\u011bjak\u00e9ho toho vlastn\u00edho domu nebo bytu. Jen\u017ee kdy\u017e spo\u010d\u00edt\u00e1, kolik m\u00e1 na \u00fa\u010dtu nebo v pras\u00e1tku, dosp\u011bje vesm\u011bs ke zji\u0161t\u011bn\u00ed, \u017ee se vytou\u017een\u00e9ho c\u00edle jen tak...","datePublished":"2019-09-11","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.lucasa.cz\/author\/#Person","name":"lucasa.cz\n","url":"https:\/\/www.lucasa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa16db3f0f92015edeb6ced2fbc10116de89c6b4888114a368937de5fe58241b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa16db3f0f92015edeb6ced2fbc10116de89c6b4888114a368937de5fe58241b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lucasa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lucasa.cz\/wp-content\/uploads\/img_a366003_w2364_t1578587139.png","url":"https:\/\/www.lucasa.cz\/wp-content\/uploads\/img_a366003_w2364_t1578587139.png","height":0,"width":0},"url":"https:\/\/www.lucasa.cz\/pujcit-si-lze-na-leccos\/","about":["Ekonomika"],"wordCount":499,"articleBody":"       Kdy\u017e chce \u010dlov\u011bk bydlet, a to nikoliv n\u011bkde v n\u00e1jmu, co\u017e je rok od roku a n\u011bkdy i m\u011bs\u00edc od m\u011bs\u00edce dra\u017e\u0161\u00ed a dra\u017e\u0161\u00ed, sh\u00e1n\u00ed logicky pen\u00edze na koupi n\u011bjak\u00e9ho toho vlastn\u00edho domu nebo bytu. Jen\u017ee kdy\u017e spo\u010d\u00edt\u00e1, kolik m\u00e1 na \u00fa\u010dtu nebo v pras\u00e1tku, dosp\u011bje vesm\u011bs ke zji\u0161t\u011bn\u00ed, \u017ee se vytou\u017een\u00e9ho c\u00edle jen tak nedo\u010dk\u00e1, http:\/\/zpravy.e15.cz\/domaci\/politika\/letni-cas-se-zruseni-nedocka-prezije-nejmene-dalsich-pet-let-1323808  do\u010dk\u00e1-li se ho tedy v\u016fbec n\u011bkdy. Proto\u017ee jak se m\u016f\u017ee hrav\u011b p\u0159esv\u011bd\u010dit kdokoliv, rostou ceny nemovitost\u00ed z\u00e1vratnou rychlost\u00ed a je tak z\u0159ejm\u00e9, \u017ee se mnoh\u00fdm lidem st\u00e1vaj\u00ed \u010d\u00edm d\u00e1l t\u00edm nedosa\u017eiteln\u011bj\u0161\u00edmi. \u017de i kdy\u017e \u010dlov\u011bk \u0161et\u0159\u00ed sebev\u00edc, ceny nemovitost\u00ed rostou rychleji ne\u017e jeho \u00faspory a on se tak nem\u00e1 \u0161anci do\u010dkat spln\u011bn\u00ed sv\u00e9ho snu. \u0158e\u0161en\u00edm by mohlo b\u00fdt vzet\u00ed si hypot\u00e9ky. Jen\u017ee p\u0159i cen\u00e1ch soukrom\u00fdch byt\u016f je i tato pro leckoho prakticky nedosa\u017eiteln\u00e1. I kdyby snad m\u011bl \u00faspory dosta\u010duj\u00edc\u00ed k tomu, aby doplatil sv\u016fj d\u00edl ceny (hypot\u00e9ky se jak zn\u00e1mo u\u017e d\u00e1vno neposkytuj\u00ed na sto procent ceny po\u0159izovan\u00e9 nemovitosti), nejednou by nedok\u00e1zal ut\u00e1hnout spl\u00e1tky. Dostupn\u011bj\u0161\u00ed by sice byly byty dru\u017estevn\u00ed, jen\u017ee na ty se jak zn\u00e1mo hypot\u00e9ky neposkytuj\u00ed. Toti\u017e vlastn\u011b\u2026 Toti\u017e vlastn\u011b se na n\u011b neposkytuj\u00ed klasick\u00e9 hypot\u00e9ky. Ale n\u011bco by se tu p\u0159ece jenom na\u0161lo.Hypot\u00e9ka na dru\u017estevn\u00ed byt? Fahd ji na rozd\u00edl od klasick\u00fdch bank nab\u00edz\u00ed. U tohoto poskytovatele si lze vz\u00edt hypot\u00e9ku i na tento typ nemovitosti, tedy na odkoupen\u00ed pod\u00edlu od bytov\u00e9ho dru\u017estva. Co\u017e je dobr\u00e1 zpr\u00e1va. Proto\u017ee dru\u017estevn\u00ed bydlen\u00ed je cenov\u011b p\u0159ijateln\u011bj\u0161\u00ed ne\u017e nemovitosti po\u0159izovan\u00e9 do osobn\u00edho vlastnictv\u00ed, a proto si ho m\u016f\u017ee dovolit mnohem v\u00edce lid\u00ed. Je mnohem v\u00edce t\u011bch, kdo si dok\u00e1\u017eou vz\u00edt a pot\u00e9 i splatit hypot\u00e9ku na pr\u00e1v\u011b toto \u0159e\u0161en\u00ed. Tato nebankovn\u00ed spole\u010dnost zkr\u00e1tka p\u0159ij\u00edm\u00e1 do z\u00e1stavy za poskytnut\u00ed hypot\u00e9ky i takov\u00e9to dru\u017estevn\u00ed pod\u00edly. Samoz\u0159ejm\u011b pokud se \u010dlov\u011bk nerozhodne zaru\u010dit se za koupi dru\u017estevn\u00edho bytu jinou nemovitost\u00ed soukromou, co\u017e rovn\u011b\u017e lze. Hypot\u00e9ka na dru\u017estevn\u00ed byt je sice o n\u011bco nev\u00fdhodn\u011bj\u0161\u00ed, p\u016fj\u010duje se na n\u011bj obvykle jen t\u0159icet a\u017e pades\u00e1t procent jeho odhadn\u00ed ceny a i \u00faroky mohou b\u00fdt vy\u0161\u0161\u00ed, ale p\u0159esto tuto nab\u00eddku rozhodn\u011b nelze zatracovat. Proto\u017ee d\u00edky n\u00ed mohou bydlet i ti, kdo by jinak na bydlen\u00ed ani s b\u011b\u017enou hypot\u00e9kou nedos\u00e1hli. A bydlet chce p\u0159ece ka\u017ed\u00fd.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dit si lze na leccos","item":"https:\/\/www.lucasa.cz\/pujcit-si-lze-na-leccos\/#breadcrumbitem"}]}]