[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lucasa.cz\/vidina-vlastniho-bydleni-neni-pro-kazdeho\/#Article","mainEntityOfPage":"https:\/\/www.lucasa.cz\/vidina-vlastniho-bydleni-neni-pro-kazdeho\/","headline":"Vidina vlastn\u00edho bydlen\u00ed nen\u00ed pro ka\u017ed\u00e9ho!","name":"Vidina vlastn\u00edho bydlen\u00ed nen\u00ed pro ka\u017ed\u00e9ho!","description":"V posledn\u00edch letech rapidn\u011b roste cena nemovitost\u00ed, toho si zkr\u00e1tka ne\u0161lo nev\u0161imnout. A tak mnoh\u00fdm z n\u00e1s, kte\u0159\u00ed p\u0159em\u00fd\u0161l\u00ed o vlastn\u00edm bydlen\u00ed, nen\u00ed p\u0159\u00edli\u0161 do sm\u00edchu. Ceny byt\u016f v na\u0161\u00ed metropoli \u010dasto rostou a\u017e do astronomick\u00fdch v\u00fd\u0161in a b\u011b\u017en\u00fd \u010dlov\u011bk na n\u011b u\u017e zkr\u00e1tka nem\u016f\u017ee dos\u00e1hnout. I p\u0159esto se d\u00e1 bydlet v Praze a je\u0161t\u011b...","datePublished":"2020-08-11","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.lucasa.cz\/author\/#Person","name":"lucasa.cz\n","url":"https:\/\/www.lucasa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa16db3f0f92015edeb6ced2fbc10116de89c6b4888114a368937de5fe58241b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa16db3f0f92015edeb6ced2fbc10116de89c6b4888114a368937de5fe58241b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lucasa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lucasa.cz\/wp-content\/uploads\/podpis%20smlouvy_10_7.jpg","url":"https:\/\/www.lucasa.cz\/wp-content\/uploads\/podpis%20smlouvy_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.lucasa.cz\/vidina-vlastniho-bydleni-neni-pro-kazdeho\/","about":["Ekonomika"],"wordCount":426,"articleBody":"      V posledn\u00edch letech rapidn\u011b roste cena nemovitost\u00ed, toho si zkr\u00e1tka ne\u0161lo nev\u0161imnout. A tak mnoh\u00fdm z n\u00e1s, kte\u0159\u00ed p\u0159em\u00fd\u0161l\u00ed o vlastn\u00edm bydlen\u00ed, nen\u00ed p\u0159\u00edli\u0161 do sm\u00edchu. Ceny byt\u016f v na\u0161\u00ed metropoli \u010dasto rostou a\u017e do astronomick\u00fdch v\u00fd\u0161in a b\u011b\u017en\u00fd \u010dlov\u011bk na n\u011b u\u017e zkr\u00e1tka nem\u016f\u017ee dos\u00e1hnout. I p\u0159esto se d\u00e1 bydlet v Praze a je\u0161t\u011b k tomu ve vlastn\u00edm. Je sice pravda, \u017ee \u010dlov\u011bk pot\u0159ebuje jistou d\u00e1vku \u0161t\u011bst\u011bny, aby narazit na hezk\u00fd byt za p\u0159ijateln\u00fd pen\u00edz, ale hled\u00e1n\u00ed se ur\u010dit\u011b vyplat\u00ed. Ne v\u0161ak v centru, poohl\u00e9dnout se mus\u00edte hlavn\u011b v okrajov\u00fdch \u010dtvrt\u00edch. Ty nab\u00edz\u00ed komfort velkom\u011bsta, ale z\u00e1rove\u0148 i kousek p\u0159\u00edrody. Jen\u017ee ani byt nebo rodinn\u00fd d\u016fm v okrajov\u00fdch \u010d\u00e1stech Prahy nen\u00ed zrovna levnou z\u00e1le\u017eitost\u00ed, i kdy\u017e je p\u0159eci jenom o pozn\u00e1n\u00ed dostupn\u011bj\u0161\u00ed variantou. A tak je\u0161t\u011b p\u0159ed vysn\u011bn\u00fdm bydlen\u00ed budou muset na\u0161e prvn\u00ed kroky v\u00e9st do banky. Spole\u010dn\u011b s vlastn\u00edm bydlen\u00ed si bereme na bedra i jedno obrovsk\u00e9 b\u0159\u00edm\u011b \u2013 hypot\u00e9ku. Je\u0161t\u011b p\u0159ed sjedn\u00e1n\u00edm takov\u00e9ho \u00fav\u011bru, bychom m\u011bli b\u00fdt ztoto\u017en\u011bny s my\u0161lenkou, \u017ee se upisujeme bance \u010dasto na n\u011bkolik des\u00edtek let. Je tedy pot\u0159eba v\u0161e \u0159\u00e1dn\u011b promyslet a zvolit takovou v\u00fd\u0161i m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky, kter\u00e1 n\u00e1\u0161 rodinn\u00fd rozpo\u010det p\u0159\u00edli\u0161 nezas\u00e1hne. I nad\u00e1le bychom m\u011bli b\u00fdt schopn\u00ed udr\u017eovat stejn\u00fd \u017eivotn\u00ed standart a z\u00e1rove\u0148 \u0161et\u0159it na nahodil\u00fd finan\u010dn\u00ed \u00fapadek, kter\u00fd by mohl n\u00e1s i na\u0161e bl\u00edzk\u00e9 snadno srazit na kolena. Finan\u010dn\u00ed rezerva je d\u016fle\u017eit\u00e1, o to v\u00edc pokud m\u00e1me \u00fav\u011br v bance.Jen\u017ee ne v\u017edy jsou banky ke sv\u00fdm \u017eadatel\u016fm tak velkorys\u00fd, jejich p\u0159\u00edsn\u00e9 intern\u00ed tabulky p\u0159esn\u011b ur\u010duj\u00ed, kdo na jejich \u00fav\u011brov\u00e9 produkty dos\u00e1hne a kdo naopak odejde z banky z nepo\u0159\u00edzenou. V takov\u00e9m p\u0159\u00edpad\u011b jsou mo\u017en\u00e1 \u0159e\u0161en\u00edm nebankovn\u00ed spole\u010dnosti, kter\u00e9 nab\u00edz\u00ed zaj\u00edmav\u00e9 produkty jako je americk\u00e1 hypot\u00e9ka bez registru a dolo\u017een\u00ed p\u0159\u00edjm\u016f nebo rychl\u00e9 p\u016fj\u010dky v \u0159\u00e1dech n\u011bkolika m\u00e1lo tis\u00edc korun. Znamenaj\u00ed snadn\u00e9 \u0159e\u0161en\u00ed, jak velmi rychle dos\u00e1hnout vytou\u017een\u00fdch pen\u011bz.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vidina vlastn\u00edho bydlen\u00ed nen\u00ed pro ka\u017ed\u00e9ho!","item":"https:\/\/www.lucasa.cz\/vidina-vlastniho-bydleni-neni-pro-kazdeho\/#breadcrumbitem"}]}]